Navy
Saint Marys, Georgia
Est. 1978
Sub Base Kings Bay
Home of the Atlantic Fleet's submarine-launched ballistic missile submarines, Sub Base Kings Bay hosts the Navy's East Coast nuclear deterrence force. Gateway to Georgia's stunning Golden Isles.
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2026 BAH Rates — Sub Base Kings Bay
Basic Allowance for Housing is tax-free. You keep any monthly surplus above your actual rent. Rates are estimated from local market data — verify exact figures at travel.dod.mil.
| Pay Grade | BAH w/ Dep | BAH w/o Dep | vs Avg Rent (E-5+) |
|---|---|---|---|
| E-4 (Enlisted) | $1,350 | $1,152 | +$200 |
| E-5 (Enlisted) | $1,494 | $1,278 | +$344 |
| E-6 (Enlisted) | $1,620 | $1,386 | +$470 |
| E-7 (Enlisted) | $1,764 | $1,512 | +$614 |
| W-2 (Warrant) | $1,710 | $1,458 | +$560 |
| O-2E (Officer) | $1,782 | $1,458 | +$632 |
| O-3 (Officer) | $1,782 | $1,458 | +$632 |
Avg off-base rent in Saint Marys: $1,150/mo. Surplus/gap shown for E-5 base rate.
Housing Near Sub Base Kings Bay
Average off-base rent
$1,150/mo
On-base housing
Available
On-base waitlist
2 months
Popular neighborhoods
Cost of Living Index (100 = national avg)
Housing
58
Utilities
70
Groceries
65
Transport
62
Healthcare
66
Off-Base Rent by Bedroom — Saint Marys
Approximate monthly rents near Sub Base Kings Bay. The 2-bedroom figure is used as the BAH reference unit. Actual rents vary by neighborhood and availability.
Studio / 1BR
$850/mo
2 Bedrooms
$1,150/mo
BAH reference
3 Bedrooms
$1,550/mo
4 Bedrooms
$1,900/mo
Schools Near Sub Base Kings Bay
Total nearby schools
16
School districts
Highly rated schools
Nearby Attractions
Childcare at Sub Base Kings Bay
On-Base CDC
✓ Available
Pet Policies — Sub Base Kings Bay
Pets Allowed in Housing
✓ Yes
Registration Required
Yes
Frequently Asked Questions — Sub Base Kings Bay
What is the BAH rate at Sub Base Kings Bay in 2026?
An E-5 with dependents stationed at Sub Base Kings Bay receives an estimated BAH of $1,494/mo in 2026. Rates scale from roughly $1,134 (E-1) to $2,358 (O-6) with dependents. BAH is tax-free and you keep any surplus above your actual rent.
What is the average rent near Sub Base Kings Bay?
The average off-base rent in the Saint Marys, Georgia area near Sub Base Kings Bay is approximately $1,150/month. An E-5 with dependents would have a surplus of $344 vs. the average rent. Popular neighborhoods include Saint Marys, Kingsland, Brunswick.
Is on-base housing available at Sub Base Kings Bay?
On-base housing is available at Sub Base Kings Bay. The typical wait list is approximately 2 months. Many families choose to live off-base in nearby communities like Saint Marys and Kingsland.
What is the cost of living near Sub Base Kings Bay?
The overall cost of living near Sub Base Kings Bay is rated "cheaper" relative to the national average (100). Housing costs index at 58, groceries at 65, and healthcare at 66. Housing costs are below the national average, making this a relatively affordable assignment.
How many schools are near Sub Base Kings Bay?
There are approximately 16 schools near Sub Base Kings Bay. Nearby school districts include Camden County Schools. Highly-rated schools in the area include Camden County High School and Saint Marys Middle School.
What is the climate like at Sub Base Kings Bay?
Sub Base Kings Bay is located in Saint Marys, Georgia. Check local weather resources for current climate conditions.
What TRICARE region covers Sub Base Kings Bay?
Check with your gaining unit or milConnect.dmdc.osd.mil for TRICARE enrollment information for Sub Base Kings Bay.
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